Analisis Faktor-Faktor yang Mempengaruhi Minat UMKM Terhadap Penggunaan Uang Elektronik Di Kota Padang
Keywords:
E-money, SME, UTAUT, Padang
Abstract
The purpose of the study is to identify the intention to use e-money for SME owners in Padang, West Sumatra. We used the modification of UTAUT model and added Power Distance and Long Time Orientation as new variables. Data were gathered from 128 SME owners who never use e-money in their business activities. Data obtained were analyzed using multiple linear regression analysis for hypotheses testing. The results showed that Social Influence was the most strongly affected behavioral intention to use e-money followed by Performance Expectancy, Power Distance and Effort Expectancy.
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Venkantesh, V., Morris, M., Davis, G., & Davis, F. (2003). User Acceptance of Information Technology : Toward a Unified View. 27(3)
Dahlberg, T., Guo, J., & Ondrus, J. (2015). A Critical Review of Mobile Payment Research.
Ekawati, D. (2018). Analisi Faktor-Faktor yang Mempengaruhi Penggunaan Telkomsel Cash (T-Cash) di Yogyakarta.
Ghozali, I. (2016). Aplikasi Analisis Multivariate dengan Program IBM SPSS 23, Edisi 8. Semarang: Badan Penerbit Universitas DDiponegoro.
Goh, S. (2017). Factos Affecting Adoption of E-Payment Among Private Unversity Students in Klang Valley.
Hair, J., Money, A., Samouel , P., & Page , M. (2006). Research Methods for Business . New York: John Wiley.
Lee, N., & Kotler, P. (2016). Social Maketing : Changing Behaviors for Good . s. Publication.
Lin , C., & Nguyen, C. (2011). Exploring e-Payment Adoption in Vietnam and Taiwan .
Miliani, L., Purwanegara, M. S., & Indriani, M. D. (2013). Adoption Behavior of E-Money Usage. 5(7).
Moore, M. (n.d.). Interactive Media Usage Among Millennial Consumers. 29(6).
Pietro, L., Mugion, R., Mattia, G., Renzi, M., & Toni, M. (2015). The Integrated Model on Mobile Payment Acceptance (IMMPA) : An Empirical Application to Public Transport.
Schierz, P. G., Schilke, O., & Wirtz, B. (2010). Understanding Consumer Acceptance of Mobile Payment Services : An Empirical Analysis. 9.
Sekaran, U. (2006). Metodologi Penelitian untuk Bisnis. Jakarta: Salemba Empat.
Suwandi, M. A., & Azis, E. (2018). Faktor-Faktor yang Mempengaruhi Penggunaan E-Money pada Generasi Milenial.
Venkantesh, V., Morris, M., Davis, G., & Davis, F. (2003). User Acceptance of Information Technology : Toward a Unified View. 27(3)
Published
2020-06-01
How to Cite
Fithri Meuthia, R., Putra Ananto, R., & Afni, Z. (2020). Analisis Faktor-Faktor yang Mempengaruhi Minat UMKM Terhadap Penggunaan Uang Elektronik Di Kota Padang. Akuntansi Dan Manajemen, 15(1), 143-155. https://doi.org/10.30630/jam.v15i1.113
Section
Articles
